Ensuring adequate liquidity is a concern all business owners face. Specifically, owners need to be confident that a company’s cash reserves are enough to cover such things as daily operations, capital expenditures, and unexpected emergencies. In addressing these needs, business owners must consider the various options relating to savings accounts, short-term investments and revolving credit facilities that are available to them. Identifying the optimal mix of these cash management vehicles is critical to the day-to-day operations of any company.
