Although among the most core components of any sound financial plan, life insurance is largely overlooked and underutilized by the general public. While the reasons for this varies from person to person, it is imperative that life insurance needs are appropriately measured and addressed to help ensure you and your family’s long-term financial stability. More than simply a hedge against risk, life insurance can also be used as a valuable tool in the wealth accumulation and tax-diversification process. Due to the vast amount of options in this space, it is critical that your financial advisor exhibits a deep knowledge of available products while maintaining impartiality in helping you identify the right solutions to meet your life insurance needs.