Establishing a company sponsored retirement plan creates tremendous value for both business owners and their employees. For the business owner, a retirement plan creates a personal tax shelter that can continue to grow alongside the company’s profitability. Additionally, these plans can allow for after-tax (Roth) contributions that are not subject to the same income limitations of their IRA counterparts. Furthermore, offering an employer-sponsored retirement plan has proven to be an excellent tool in employee recruitment and retention. Understanding the many options available in this area and identifying the optimal solution for your company can go a long way towards enhancing your company’s overall benefits.