Create Account @ Future Benefits
Your 401(k) provider is Future Benefits
This plan comes equipped with an interactive web portal, which provides you 24/7 access to your account balance and activity. Additionally, your online account is where you will be implementing virtually all of the actions we cover in this course.
Although the majority of plan administrators provide written directions on account creation for new participants, your financial advisor is also capable of walking you through the process if you encounter difficulty.
Go to the plan website and choose "Register"
Open an internet browser and go to https://fba.retirement.schwabrt.com/participant/. Click on the link that says, “Register to access your account.”
Enter your information
The next screen will ask for some basic information about you and your benefits plan. Fill out as much as you can to help the system identify you. Then click Continue.
Note: You must enter at least one email address or phone number.
Two-step Verification
After submitting the form, you should receive a security code via email or text message. Enter the security code and then click Verify.
Note: It may take a few minutes for the code to arrive. If you do not receive a code, you can select the option to Send a new code. If you still do not receive the code, please contact your HR department/plan advisor.
Create login credentials and security questions
Next, you’ll need to set up your account. Follow the instructions on screen to create a Login ID, password, and security questions. Then click Continue.
Log in to finish setting up your account
If your registration is successful, you will see the message below. You can now return to the login page and log in to continue setting up your account.
Follow the easy step by step prompts to complete your online enrollment. Note you must complete each step before you are considered “enrolled”. Simply click on the step you wish to complete or select enroll now. Answer all the questions fully and move step by step through the process.
After you have enrolled, your information will be processed (usually within 24 hours) you will then be able to view your current account balance, fund performance, fund prices, summary plan document, participant summary information, fee disclosures, quarterly statements and the detail of each transaction that has been made to your ac-count. You may also change your investment elections and transfer funds among your investment options. Please take some time to familiarize yourself with the features of the website.
If you have questions about your investments, please contact your financial advisor for this plan. The advisor can help you enroll and help you make the best possible choice for investing. This website is the primary tool you will use to track your investments, performance, and maintain the status of your personal data. You will want to monitor and update this site as things change in your life. Once again, welcome aboard and we look forward to helping you grow your retirement account.
