Integrity for Advisors
When a family decides to build a custom home, they hire a general contractor — one accountable party who manages every trade against a single timeline. Sophisticated wealth structures work the same way. Integrity is the neutral PPLI Coordinator: a flat-fee fiduciary who manages your client's attorney, CPA, insurance specialist, IDF manager, and trustee — without ever competing for the relationship.
Why coordination matters
A properly structured, tax-optimized PPLI policy requires the coordinated engagement of multiple specialized professionals — insurance specialists, estate attorneys, tax counsel, IDF managers, and trust companies — executing on a carefully sequenced timeline. Without a single accountable point of contact managing that process, even the best-intended implementations lose momentum.
The PPLI Coordinator exists to solve exactly that: a flat-fee fiduciary, independent of carrier or other commissions, who manages every specialist relationship from the first conversation through ongoing policy governance.
The model
The positioning is deliberate. A general contractor doesn't replace the architect, the electrician, or the framer — they make those specialists work together against one plan. Integrity occupies the same neutral seat for a client's financial structure, which is precisely what removes the perceived conflict of interest that keeps advisors from acting.
Starting point
UHNW Family / Client
Core team · primary relationship
Wealth Advisor / Family Office
Client-facing integrator · presents options · long-term hub
Core team · fiduciary quarterback
PPLI Coordinator
Manages the full timeline · flat-rate fee · carrier-independent
Who we work with
The Coordinator model adapts to where you sit in a client's structure. Each stream is built around the specific obligations and pressures of your role.
Registered Investment Advisors
We're an RIA too — so we never compete for your client. Outsource the one specialized capability most firms don't build in-house: full PPLI coordination, run behind your relationship.
Explore →Trust Companies
Fiduciary governance for dynasty-trust-owned policies — premium decisions, manager selection, and directed-trust structures, managed on a sequenced timeline.
Explore →Family Offices
An outsourced execution layer for the single-family and multi-family office — the accountable point of contact that turns a stalled idea into a placed policy.
Explore →Global Citizens
Cross-border structuring for dual citizens, foreign domicile, and offshore IDFs — treaty positions, PFIC/CFC exposure, FATCA and CRS, coordinated end to end.
Explore →Where implementation stalls without a coordinator
01
Perceived Complexity
Advisors without deep experience read PPLI as too complex to justify action — and default to tax drag on standard investments instead of tax-efficient compounding.
02
Carrier Selection Bias
Insurance professionals presenting illustrations are paid by commission, making objective carrier benchmarking effectively impossible without independent counsel.
03
Investor Control Doctrine
The IDF manager must satisfy regulatory independence. Misstructuring this relationship — even subtly — voids the policy's tax treatment retroactively.
04
AML / KYC Sequencing
Documentation must reach underwriting in precise order. Out-of-sequence submissions restart the clock and can delay issuance by months.
The broader benefit
The coordination process naturally surfaces gaps in a family's advisory team — and creates the moment to fill them. The result is often a more cohesive, higher-caliber circle of advisors, aligned around trust and estate planning in ways that outlast the policy itself.
For the advisor who brought Integrity in, that strengthened circle reflects directly back on the relationship you already own.
Tell us where your client sits and what's stalled. We'll map the team, the sequence, and the timeline — and stay accountable for all of it.