For Registered Investment Advisors
Integrity is itself a registered investment advisor, which is precisely why we will never compete for your client. We bring one specialized capability most firms have no reason to build in-house: running the eight-to-ten-party PPLI implementation end to end. You preserve your core advisory relationship without compromise; we coordinate the structure behind you.
An RIA, working for RIAs
Planning- and relationship-based RIA firms reap the advantages of outsourcing a highly specialized capability — UHNW PPLI structuring and coordination — while preserving their core services without compromise. Most firms have neither the deal volume nor the reason to build PPLI implementation in-house; partnering for it is faster, cleaner, and far lower-risk than learning it on a live client.
Through the partnership, your firm gains access to independent carrier benchmarking, specialist coordination, and ongoing policy governance — empowering you to enrich your service offering, deliver genuinely comprehensive planning, and distinguish your firm in a competitive market.
Because Integrity is a fellow fiduciary that does not cross-sell and never holds the client relationship, the collaboration carries none of the poaching risk that makes advisors wary of bringing an outside firm anywhere near their clients.
The conflict you don't have to take on
The reason advisors hesitate to introduce PPLI is rarely the economics. It's the fear of handing a client to a commissioned insurance salesperson, or of owning an implementation that spans estate attorneys, tax counsel, IDF managers, and trust companies the advisor doesn't control.
As a flat-fee fiduciary independent of carrier commissions, the PPLI Coordinator removes that fear. We interface with the specialist layer; you remain the client's primary relationship and long-term hub.
What the Coordinator carries for you
Independent carrier benchmarking
Multiple domestic and offshore carriers benchmarked with no commission bias — competitive bidding managed across the field.
Investor control doctrine
We ensure the IDF relationship satisfies regulatory independence so the policy's tax treatment is never put at risk.
AML / KYC sequencing
Documentation reaches underwriting in precise order, so submissions don't restart the clock and delay issuance by months.
Ongoing governance
Annual premium optimization, cash-value monitoring, and coordination across the team over the full 20–30 year horizon.
The halo effect
Coordination naturally surfaces gaps in a family's advisory team — and creates the moment to fill them. The result is a more cohesive, higher-caliber circle of advisors aligned around the client's estate and trust planning.
Because you brought Integrity in, that strengthened circle reflects directly on the relationship you already own.
Tell us about a qualified-purchaser client who would benefit but where implementation has stalled. We'll scope the team, the sequence, and the timeline — and stay accountable for execution while you stay the advisor of record.
Other advisor streams