At Integrity, we offer a wide range of workplace solutions to help business owners, executives, and retirement plan committees achieve their financial and management goals. With a focus on fiduciary roles and responsibilities, our consultants will assist in measuring key dimensions of plan success to enhance your employees' retirement readiness.
Let's TalkWhen offering an employer-sponsored defined contribution or defined benefit retirement plan, business owners take on fiduciary liability on behalf of their employees regarding the plan administration and investment offerings. Incorporating fiduciary advisors as part of your company's retirement plan may reduce the trustee's liabilities and help maximize the value and services provided to plan participants.
Migrating your company retirement plan into a Pooled Employer Plan can significantly reduce liabilities to the business and trustees of the plan. A Pooled Employer Plan (PEP) 401(k) is a new type of retirement plan that allows multiple unrelated employers to join a single plan and share administrative and fiduciary responsibilities. Introduced by the Setting Every Community Up for Retirement Enhancement Act of 2019, PEP 401(k) offers several benefits to businesses, such as lower costs, reduced risks, less paperwork, and better investment options.
By joining the Integrity PEP, businesses can delegate the administrative and fiduciary duties to professionals who are responsible for managing the plan and ensuring compliance. This allows businesses to benefit from economies of scale, lower fees, less paperwork, better investment options, and less fiduciary liabilities for the business.
Virtual Coaching for a Secure Employee Future
Integrity virtual participant education provides personalized financial planning from anywhere, making it easy for your employees to access the information they need to make informed decisions about their financial future. Our virtual financial coaching can alleviate financial stress among your employees, offering guidance on automatic savings, investment strategies, retirement income planning, and more.
At Integrity, our team of experienced professionals can help you design and implement a deferred compensation plan that meets the needs of your business and your employees. We work with you to understand your goals and objectives, and provide guidance on plan design, funding, and administration. Our goal is to help you provide valuable benefits to your employees while managing your costs and risks.
Further, our team has provided thought leadership to the industry by crafting a diversified private equity insurance dedicated fund (IDF) that makes private market investments available to deferred compensation plans, corporate-owned life insurance (COLI), and insurance company general accounts.
Exit Your Business on Your Terms
Business valuation and exit planning are also provided to help founders plan and ensure a smooth transition when they choose to exit their business. Our team of experienced professionals can help you understand the value of your business, develop a strategy for exiting, and guide you through the process to ensure a successful outcome.